Payactiv: A Financial Wellness Solution for ASC Employees
In the dynamic landscape of employee benefits, Earned Wage Access (EWA) programs have emerged as a game-changer, offering a revolutionary approach to financial wellness. EWA programs give employees access a portion of their hard-earned money when they need it most, without having to wait until payday. The programs give workers greater control over their money, […]
Applying for Medicaid for Long-Term Care
Medicaid is a joint federal and state funded medical assistance program designed to provide health coverage for individuals with limited income and resources. Medicaid eligibility is primarily determined by income, household size and other factors. In a long-term care setting, eligibility also requires applicants to be age 65 or older, blind or disabled as determined […]
How Does Medicare Part A Differ From Part B?
Medicare is our nation’s insurance program for older adults and for people who have disabilities. While over 61 million people are enrolled in Medicare, the benefit is a bit of a mystery to some beneficiaries. The program has several parts, from A to D, and each covers different care and services. It’s no wonder seniors […]
Frequently Asked Questions When Searching for a Senior Living Community
If you’re looking for a senior living community, you probably have a lot of questions. At American Senior Communities, we think it’s important to have an open and honest dialogue with anyone who is considering senior living so they can have all the information they need to make an educated decision about their future. Here […]
Aid and Attendance for Senior Living
At American Senior Communities, we truly appreciate the sacrifices made by our military veterans and their families; in fact, many of our residents are veterans. In our assisted living communities, we proudly accept VA Aid and Attendance and are pleased to share more information about this benefit. Aid and Attendance Benefit Qualifications Anyone who currently […]
The Importance of Long Term Care Insurance
Even if you’re not quite at the age where you’re thinking about making the move to a senior community, it never hurts to start making plans for the future. By age 65, you’ll have a 52% chance of needing some form of senior care, and with the median annual cost of a private room in […]
Take the Time to Make a Living Will
If you have not taken the time to write a living will yet, there is no time like now. Life can be unpredictable. If the worst happens, your wishes need to be known. What is a Living Will? Unlike a traditional will which designates specific living members as having a claim to the property you […]
Schedule Your Medicare Wellness Visit Today!
When you turn 65 years old, you’re eligible to enroll in Medicare. After doing research to ensure you’ve picked the right Medicare plan that meets your needs and that you’ve properly enrolled at the right time, you can start enjoying some of the benefits your plan offers. One of those benefits is that within the […]
5 Tips for Cutting Costs During Retirement
As you enter your retirement years, you’re probably looking forward to relaxing, traveling, spending time with family and friends, picking up a new hobby or just having to the ability to do all the things you enjoy doing. That’s what retirement should be, after all; a time for new experiences after a long, rewarding career. […]
Avoiding Financial Planning Mistakes
Most people look forward to their retirement years. After a lifetime in the workforce, it’s exciting to think about the endless possibilities and opportunities available to you when you no longer have to report to the office every day. However, being properly prepared financially for the changes retirement brings to your lifestyle is vital, and […]